Well, we are attempting to dip into DH’s 401K now. If we get approval for the withdrawal, there will be positives and negatives to it.

Positive: We can take the car to CarMax and sell it, and have the money to cover the difference. I.E. We don’t have to turn it in as a voluntary repo (which we have been considering)

Negative: We’re taking money out of the 401K

Positive: We’ll be able to catch up ALL of the bills.

NEgative: DH can’t make ANY 401K contributions for 6 months after the withdrawal.

Positive: We’ll be able to fix our one remaining car (it needs breaks, has a bad oil leak, etc.)

Negative: Uh…

Positive: Christmas will be covered for sure.

Positive: HUGE weight off my shoulders, and our finances with the car out of our hair…which means we can, in fact, go through with the SSI appeal.